First Acceptance Corp Stock Analysis

First OTC Stock Analysis Notes

The company has price-to-book (P/B) ratio of 0.44. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Acceptance Corp last dividend was issued on the 15th of December 2021. The entity had 3:2 split on the 20th of February 1985. First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States. First Acceptance Corporation was founded in 1969 and is headquartered in Nashville, Tennessee. First Acceptance is traded on OTC Exchange in the United States.The quote for First Acceptance Corp is listed on Over The Counter exchange (i.e., OTC), and the entity is not required to meet listing requirements such as those found on the Nasdaq, NYSE, or AMEX exchanges. To learn more about First Acceptance Corp call Kenneth Russell at 800 321 0899 or check out https://www.acceptanceinsurance.com.

First Acceptance Corp Investment Alerts

First Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 30.21 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Acceptance's market, we take the total number of its shares issued and multiply it by First Acceptance's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

First Profitablity

The company has Profit Margin (PM) of 0.07 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.08 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.08.

Technical Drivers

As of the 13th of February 2026, First Acceptance shows the Downside Deviation of 2.36, coefficient of variation of 26124.86, and Mean Deviation of 1.27. First Acceptance Corp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down nineteen technical drivers for First Acceptance Corp, which can be compared to its peers.

First Acceptance Corp Price Movement Analysis

First Acceptance Outstanding Bonds

First Acceptance Predictive Daily Indicators

First Acceptance Forecast Models

First Acceptance's time-series forecasting models are one of many First Acceptance's otc stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Acceptance's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Acceptance Corp Debt to Cash Allocation

First Acceptance Corp currently holds 40.53 M in liabilities with Debt to Equity (D/E) ratio of 0.96, which is about average as compared to similar companies. First Acceptance Corp has a current ratio of 1.89, which is within standard range for the sector. Debt can assist First Acceptance until it has trouble settling it off, either with new capital or with free cash flow. So, First Acceptance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Acceptance Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Acceptance's use of debt, we should always consider it together with cash and equity.

First Acceptance Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Acceptance's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Acceptance, which in turn will lower the firm's financial flexibility.

First Acceptance Corporate Bonds Issued

OTC Stock analysis is the technique used by a trader or investor to examine and evaluate how First Acceptance prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our otc analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual OTC such as First Acceptance. By using and applying First OTC Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

First Acceptance financial ratios help investors to determine whether First OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Acceptance security.